Season 3 - Episode 2: Fast Money, Quick Debt

Quick money is relatively easy to access, and is sometimes used by people to afford daily living expenses or to avoid defaulting on larger loans. In episode two we discuss fast money and figure out “what’s the catch?”.
With more Australians turning to “quick money”, our experts are here to give some practical guidance to help people avoid being taken advantage of, and to provide handy tips to help people protect their rights when accessing fast money. They also discuss the pros and cons of consumer leases, assessing what to include in the overall cost, and what happens to the leased item at the end of the lease period.
 
Legal Aid WA
Consumer Credit Legal Service
Northern Suburbs Community Legal Centre
Gosnells Community Legal Centre
 
Other podcast partners
Community Legal
Law Access
 
Disclaimer: This podcast contains general information about the law and is not intended to constitute specific legal advice. You should always speak to a lawyer if you need legal advice about your particular situation. Legal Aid WA and our partners aim to provide accurate information but do not accept responsibility if it is not. Any services referred to which are not operated by Legal Aid WA are not endorsed or approved by Legal Aid WA or any participating organisation.
 

Season 3 - Episode 3: Without a Place to Call Home (Mortgage Stress)

With the cost of living going up, people are under increasing financial pressure and many are having difficulty affording their rent. 
To make matters worse, many landlords are making the most of the current market conditions and raising rents, in some cases by a significant amount. 
In this episode we are going to talk about what to do if your landlord gives you notice of an increase in your rent that you cannot afford to pay. We will also discuss what to do if you get behind on your rent and other payments.
Legal Aid WA
Consumer Credit Legal Service
   Australian Financial Complaints Authority
Gosnells Community Legal Centre
 
Other podcast partners
Community Legal
Law Access
 
Disclaimer: This podcast contains general information about the law and is not intended to constitute specific legal advice. You should always speak to a lawyer if you need legal advice about your particular situation. Legal Aid WA and our partners aim to provide accurate information but do not accept responsibility if it is not. Any services referred to which are not operated by Legal Aid WA are not endorsed or approved by Legal Aid WA or any participating organisation.

Season 3 - Episode 4: Drowning in Debt

With the cost of living going up, people are under increasing financial pressure. Many are having difficulty paying common bills such as credit cards, car loans, strata and council rates, and phone and utility bills.
In this episode we discuss what can happen in situations where bills remain unpaid and what enforcement processes can be taken against someone who goes into debt. Our experts also provide practical information on how to protect financial and legal rights in these situations, and situations with a less formal loan arrangement with friends or family.
 
Legal Aid WA
Northern Suburbs Community Legal Centre
 
Other podcast partners
Community Legal
Law Access
Disclaimer: This podcast contains general information about the law and is not intended to constitute specific legal advice. You should always speak to a lawyer if you need legal advice about your particular situation. Legal Aid WA and our partners aim to provide accurate information but do not accept responsibility if it is not. Any services referred to which are not operated by Legal Aid WA are not endorsed or approved by Legal Aid WA or any participating organisation.

Season 3 - Episode 5: The Way Forward (Good Debt-Bad Debt)

When experiencing financial stress, someone could be facing a number of different legal and financial issues and it can be hard to know what to prioritise.
In the final episode for this series, the concept of good debt vs bad debt is explored, information is provided on what debts to prioritise and practical tips to help safeguard financial literacy and stability are discussed.
Legal Aid WA
Northern Suburbs Community Legal Centre
   Women’s Legal Service WA
Gosnells Community Legal Centre
 
Other podcast partners
Community Legal
Law Access
 
Disclaimer: This podcast contains general information about the law and is not intended to constitute specific legal advice. You should always speak to a lawyer if you need legal advice about your particular situation. Legal Aid WA and our partners aim to provide accurate information but do not accept responsibility if it is not. Any services referred to which are not operated by Legal Aid WA are not endorsed or approved by Legal Aid WA or any participating organisation.